TSG Consulting, also known as The St-Phard Group, LLC, is a group benefits and business development consulting firm serving companies across the United States. Based in Hagerstown, Maryland, the firm helps employers design strategic employee benefits packages that support retention, talent attraction, and long-term business growth.
Founded by Samuel St-Phard, a licensed Health, Accident, Life, and Annuities broker, TSG Consulting operates with a high-touch, white-glove approach rooted in trust, transparency, and integrity. The firm specializes in helping businesses of all sizes, especially companies with 5 to 200 employees, access cost-effective benefit strategies that many small employers may not realize are available.
With the guiding philosophy, “What matters to you, matters to us,” TSG Consulting works closely with business owners, HR teams, nonprofits, and organizations to turn employee benefits into a strategic advantage.
TSG Consulting provides customized employee benefits and business growth strategies designed to help employers protect, retain, and support their teams:
Group Benefits Consulting – Strategic planning for medical, dental, vision, disability, life insurance, supplemental insurance, and employee assistance programs.
Employee Retention Strategies – Benefit solutions designed to help businesses attract talent, improve morale, and reduce turnover.
Customized Benefits Proposals – Market research, carrier comparisons, cost analysis, and tailored recommendations based on each employer’s goals and budget.
Open Enrollment Education – Clear employee education strategies that help teams understand the value of their benefits.
RevLIFE® Corporate Solution – A proprietary strategy designed to help employers leverage life insurance cash value to support benefit costs and improve retention.
Wealth-Building Insurance Strategies – Solutions including RevLIFE®, EndowLIFE™, and LegacyGEN™ for businesses, nonprofits, educational institutions, and families.
TSG Consulting stands out for its personalized service, strategic benefits expertise, and commitment to helping employers care for their greatest asset: their people.
High-Touch Client Service: Clients receive concierge-level support with direct access to founder Samuel St-Phard.
Employee Retention Focus: Strategies are built to help companies keep good employees by offering competitive benefits.
Cost-Effective Benefit Design: TSG compares carriers and plan options to identify strong benefits at practical price points.
Small Business Expertise: The firm helps smaller employers access benefit strategies often associated with larger organizations.
Trusted Broker Network: TSG works with a broad network of medical, dental, vision, disability, life insurance, and supplemental benefit providers.
Values-Driven Approach: The firm is built on trust, transparency, integrity, and the belief that “business is people.”
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Build a stronger benefits package with TSG Consulting’s employee benefits strategy support. The firm helps employers compare carriers, design cost-effective plans, educate employees, and create benefit solutions that improve retention and protect teams.
